Dainik Arthiki

Finance Operating System

Smart Daily Ledger & Loan Manager

Take Complete Control of Your Incomes, Debts & EMIs

Dainik Arthiki is your daily financial companion designed to track every income stream, control expenses, manage personal credits lent and borrowed, and calculate amortization for bank loan EMIs — with bank-grade privacy and full offline PWA support.

Create Free Account
✓ No Subscription Required
✓ Passkeys & 2FA Protected
✓ Works 100% Offline (PWA)
Arthiki 3D Emblem Touch & Drag
Gyroscopic Real-Time Physics WebGL 60FPS
Why Dainik Arthiki?

Built for Everyday Clarity

A clean, dedicated operating system designed to eliminate financial anxiety and manual calculation mistakes.

📊

Income & Expense Balance

Record daily expenses by custom categories and track your salary, dividends, and business profits with receipt image uploads.

🤝

Peer Credits & Borrowings

Never forget who borrowed money from you or when a payment is due. Track partial repayments and settle accounts seamlessly.

🏦

Bank Loans & Auto-EMIs

Enter loan amount, interest rate, and tenure. Dainik Arthiki automatically calculates your monthly EMI schedule and tracks installments.

Ready to Take Control of Your Finances?

Sign up in less than 30 seconds. No credit card required. Experience passwordless biometric login and full offline access.

System Architecture

Interactive Module Decks

Click any deck below to examine how Dainik Arthiki powers each area of your financial journey.

💵

Multi-Source Income Management

Aggregate all cashflow channels in one verified ledger

Organize multiple income sources including monthly salary, freelance contracts, investment returns, and rental incomes. Attach transaction slips and date records to generate historical income trends and annual forecasting.

Key Capabilities
✓ Multiple custom income sources
✓ Receipt image storage disk
✓ Filter by source & date ranges
✓ Exportable monthly cashflow reports

All 4 Pillars Connected

Unlike fragmented spreadsheets, your incomes, expenses, credit settlements, and loan installments talk to each other in one unified database.

⚡ Instant Calculator

Built-in amortized financial math automatically computes exact EMI installments based on decreasing balance formulas.

Privacy By Design

Bank-Grade Protection & Privacy

Your financial records belong solely to you. We do not sell data, track ads, or compromise privacy.

🔑

WebAuthn Passkeys

Sign in securely using Apple TouchID, FaceID, or Windows Hello. Zero passwords to remember and complete immunity against credential leaks.

🛡️

Two-Factor Authentication

Reinforce your account with TOTP authenticator app support (Google Authenticator, Authy, Apple Passwords) and emergency recovery keys.

🔒

Strict Row-Level Isolation

Every single ledger entry is strictly query-scoped to your authenticated user account. Nobody else can ever see your balances or transactions.

Your Financial Privacy is Non-Negotiable

Start keeping clean, organized records without worrying about telemetry or intrusive ad algorithms.

Sign Up with Passkey Biometrics →
Progressive Web App

Install Dainik Arthiki App

Install directly onto your iPhone, Android, iPad, Mac, or Windows PC without using an app store.

Dainik Arthiki

PWA Native Web App • Version 2.4.0

Available for 1-Tap Installation
🤖 Android / Chrome / Edge
  1. Tap the "Install App on This Device" button above.
  2. When the browser asks to install, tap "Install" or "Add".
  3. The app icon will immediately appear on your home screen or app drawer.
🍎 Apple iPhone & iPad (Safari)
  1. Tap the Share button [↑] at the bottom of Safari.
  2. Scroll down the share sheet and tap "Add to Home Screen".
  3. Tap "Add" in the top-right corner to launch in standalone mode.